Plan Today, Protect Tomorrow
Starting your financial plan today is the first step toward securing your and your family’s future—let us guide you every step of the way.
Your Trusted Partner for Financial Services & Insurance in NJ, NY, PA, and VA
We offer a diverse range of financial and insurance solutions designed to safeguard your and your family’s future. Our services are tailored to address each client’s unique needs, providing expert advice and personalized support. Licensed in NJ, PA, and VA, we are committed to guiding you through your options and helping you secure the right coverage and financial strategies to achieve your goals. With our experience and dedication, we’re here to help you make confident, well-informed decisions about your financial future.
Vito Demetrio's Journey to Insurance
Turning Adversity into Purpose
Vito Demetrio’s path into the insurance and financial services industry was shaped by a life-changing accident in October 2024. During his recovery, he experienced firsthand the financial and emotional strain that unexpected events can bring — and recognized the vital importance of proper planning and protection in providing security for loved ones. Inspired by this insight, Vito committed himself to helping others safeguard their families and their futures. Today, as a trusted financial advisor and insurance professional, he guides individuals and families in choosing the right strategies and coverage to ensure they are prepared for whatever life may bring.
Why Mortgage Protection Is Important
Mortgage protection is an essential part of a strong financial plan, helping to safeguard your family’s future and ensure they aren’t left with the burden of paying off your home if something happens to you. By incorporating a mix of insurance coverage, cash value products, and income solutions like annuities, you can create a customized strategy that supports your home and overall financial goals. These solutions provide stability, flexibility, and peace of mind, allowing your loved ones to remain secure no matter what life brings.
50%
of Americans with insurance purchased it to cover their mortgage
46%
of U.S. homeowners said they would struggle to cover their mortgage payments for more than 3 months if the primary breadwinner passed away
1 in 5
homeowners have insurance specifically to safeguard their home in the event of death
Companies We Are Licensed With

Ready to Get Started?
Getting started with financial and insurance planning is simple. Start by evaluating your and your family’s needs, then contact us for a free, no-obligation consultation. Our advisors will help you choose the right strategies and coverage, and guide you through every step of the process. We’re here to make securing your family’s future easy, providing personalized support so you can move forward with confidence and peace of mind.